Terms of Service

Last Updated: February 1, 2026

Agreement to Terms

By accessing and using kalebmckelvey.com (the “Website”), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this Website.

Use of the Website

Permitted Use

You may use this Website for personal, non-commercial purposes, including:

• Reading blog posts and articles
• Subscribing to the newsletter
• Sharing content with proper attribution
• Leaving comments (if applicable)

Prohibited Use

You may not:

• Use the Website for any illegal purpose
• Attempt to gain unauthorized access to the Website or its systems
• Scrape, copy, or redistribute content without permission
• Use automated systems to access the Website excessively
• Impersonate any person or entity
• Transmit viruses, malware, or other harmful code

Intellectual Property

Content Ownership

All content on this Website, including but not limited to:

• Blog posts and articles
• Images and graphics
• Code examples
• Design elements

…is owned by Kaleb McKelvey or used with permission, and is protected by copyright and intellectual property laws.

Your Rights

You may:

• Share links to our content on social media
• Quote brief excerpts with proper attribution
• Use code examples in your own projects (unless otherwise specified)

Attribution Required

When sharing or referencing our content, please provide:

• Clear attribution to Kaleb McKelvey
• A link back to the original source
• Indication if any modifications were made

Content Disclaimer

The content on this Website is provided for informational and educational purposes only. While we strive for accuracy:

• Information may become outdated
• Technical content may not apply to all situations
• We make no warranties about the completeness or reliability of information

User-Generated Content

If you submit comments, feedback, or other content:

• You grant us a non-exclusive license to use, modify, and display that content
• You represent that you have the right to submit such content
• We reserve the right to remove any content that violates these terms

Third-Party Links

This Website may contain links to third-party websites. We are not responsible for:

• The content of external sites
• The privacy practices of external sites
• Any transactions you make with third parties

Newsletter Subscription

By subscribing to our newsletter:

• You consent to receive email communications
• You can unsubscribe at any time
• We will not share your email without your consent (see Privacy Policy)

Limitation of Liability

To the fullest extent permitted by law:

• This Website is provided “as is” without warranties of any kind
• We are not liable for any damages arising from your use of the Website
• We are not responsible for any loss of data or interruption of service

Indemnification

You agree to indemnify and hold harmless Kaleb McKelvey from any claims, damages, or expenses arising from:

• Your use of the Website
• Your violation of these Terms
• Your violation of any third-party rights

Financial Content Disclaimer

Content related to personal finance, investments, or financial planning:

• Is for educational purposes only
• Does not constitute professional financial advice
• Should not be relied upon for financial decisions
• Is not a substitute for consultation with licensed professionals

Always consult with qualified financial advisors before making financial decisions.

Technical Content Disclaimer

Code examples, technical tutorials, and development advice:

• Are provided as educational resources
• May not be suitable for production use without modification
• Should be tested thoroughly in your specific context
• Are not guaranteed to work in all environments

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective when posted on this page with an updated “Last Updated” date. Your continued use of the Website constitutes acceptance of the modified terms.

Termination

We reserve the right to:

• Terminate or suspend access to the Website without notice
• Remove any content that violates these Terms
• Take legal action for violations

Governing Law

These Terms are governed by the laws of the United States and the state in which the Website owner resides, without regard to conflict of law provisions.

Dispute Resolution

Any disputes arising from these Terms or use of the Website will be resolved through:

1. Good faith negotiation
2. Mediation (if negotiation fails)
3. Binding arbitration (if mediation fails)

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.

Contact Information

For questions about these Terms of Service, please contact:

• Email: kalebmckelvey3@gmail.com
• Website: https://kalebmckelvey.com

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Kaleb McKelvey regarding the use of this Website.

By using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.