Disclaimer

Last Updated: February 1, 2026

General Disclaimer

The information provided on kalebmckelvey.com is for general informational and educational purposes only. All information on the Website is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Website.

Professional Advice Disclaimer

Financial Advice

I am not a licensed financial advisor, certified financial planner, or investment professional.

Content on this Website related to personal finance, investing, savings, or financial planning:

• Represents my personal opinions and experiences only
• Is not personalized financial advice
• Should not be used as a substitute for professional financial advice
• May not be suitable for your individual circumstances

Always consult with a qualified financial advisor or other professional before making any financial decisions.

Technical and Professional Advice

Content related to software development, technology, or career advice:

• Represents my personal experience and opinions
• May not be applicable to your specific situation
• Should be evaluated in the context of your own circumstances
• Does not constitute professional consultation services

No Guarantees

Results May Vary

Any results, outcomes, or benefits described on this Website:

• Are based on personal experience or anecdotal evidence
• Are not guaranteed or typical
• May not be achievable by all individuals
• Should not be considered as promises of specific outcomes

Information Accuracy

While we strive to provide accurate and up-to-date information:

• Technology changes rapidly, and content may become outdated
• Laws and regulations change, particularly regarding financial matters
• Best practices evolve over time
• We cannot guarantee that all information is current or accurate

External Links Disclaimer

This Website may contain links to external websites that are not provided or maintained by Kaleb McKelvey. Please note that we:

• Do not guarantee the accuracy or reliability of external content
• Are not responsible for the content, privacy policies, or practices of external sites
• Do not endorse the views expressed on external websites
• Are not liable for any loss or damage from using external sites

Affiliate Disclosure

From time to time, this Website may contain affiliate links or sponsored content. When you click on these links or make purchases:

• We may receive a commission or compensation
• This does not affect the price you pay
• We only recommend products or services we genuinely believe in
• All opinions remain our own

Sponsored content will be clearly disclosed as such.

Testimonials and Endorsements

Any testimonials or endorsements on this Website:

• Reflect the individual experiences of those persons
• Are not necessarily representative of all users’ experiences
• Are not verified claims
• Should not be considered as guarantees of similar results

Technical Content Disclaimer

Code Examples

Code examples and technical tutorials provided on this Website:

• Are provided for educational purposes
• May require modification for your specific use case
• Should be thoroughly tested before production use
• May have security implications that should be evaluated
• Are provided without warranty of any kind

Always review, test, and adapt code to your specific requirements and security standards.

Software and Technology Information

Information about software, frameworks, libraries, or technical tools:

• May become outdated as technology evolves
• Reflects the state of technology at the time of writing
• May not include all security considerations
• Should be verified against official documentation

Personal Opinions

Unless otherwise stated:

• All views expressed are personal opinions
• They do not represent the views of any current or former employers
• They should not be considered as fact or authoritative guidance
• They are subject to change as I learn and grow

Limitation of Liability

Under no circumstance shall Kaleb McKelvey be liable for any direct, indirect, special, incidental, or consequential damages, including but not limited to:

• Loss of data or profit
• Business interruption
• Financial losses from following advice
• Damages from using or inability to use information on this Website

This limitation applies even if we have been advised of the possibility of such damages.

Use at Your Own Risk

By using this Website, you agree that:

• You use the information at your own risk
• You are responsible for your own decisions and actions
• You will evaluate all information in the context of your situation
• You will seek professional advice when appropriate

Errors and Omissions

We make every effort to ensure accuracy, but:

• Errors and omissions may occur
• Information may be incomplete
• We are not liable for any errors or omissions
• We appreciate notification of any errors so we can correct them

No Professional Relationship

Use of this Website does not create:

• An advisor-client relationship
• A consultant-client relationship
• Any fiduciary duty
• Any professional obligation or liability

Changes to This Disclaimer

We reserve the right to modify this Disclaimer at any time. Changes will be effective immediately upon posting. Your continued use of the Website after changes constitutes acceptance of the modified Disclaimer.

Fair Use

This Website may use copyrighted material for purposes such as:

• Commentary
• Criticism
• Education
• Research

We believe this constitutes “fair use” as provided for in copyright law. If you believe your copyrighted work has been used inappropriately, please contact us.

Contact Information

If you have any questions about this Disclaimer, please contact:

• Email: kalebmckelvey3@gmail.com
• Website: https://kalebmckelvey.com

By using this Website, you acknowledge that you have read this Disclaimer and agree to its terms.

If you do not agree with any part of this Disclaimer, please do not use this Website.